Know what you can spend.
Every day.

BudgeTrak turns your real income and bills into one safe-to-spend number, updated in real time. No spreadsheets, no bank logins, no guesswork.

Free to start No bank login No account required
BudgeTrak dashboard showing available cash and spending chart
End-to-end encryptedSYNC data is encrypted before it leaves your phone — even our servers can't read it.
No bank credentialsYour logins stay with your bank. Import statements instead — or just type it in.
Works offlineThe full app runs on your device. Sync is optional, not required.
$
One number that mattersYour safe-to-spend cash, live on a home-screen widget.
How it works

Three steps to “spend without worrying”

Most budget apps make you do the bookkeeping. BudgeTrak flips it: a few minutes of setup, then the math runs itself.

1

Tell it what you earn & owe

Add your income schedule and recurring bills once — paydays, rent, subscriptions, loan payments.

2

Get your safe number

BudgeTrak calculates exactly what you can spend each day, week, or month — money for bills and goals is already set aside.

3

Spend with confidence

Log purchases in seconds (or import bank statements) and watch your number update in real time — right on your home screen.

Features

Everything a budget needs. Nothing it doesn't.

Built for real households: quick to use every day, powerful when you need it.

Smart budget engine

Handles irregular paydays, variable income, and clustered bills. Daily, weekly, or monthly periods — your pick.

Home-screen widget

Your available cash on a Solari flip-board widget — and you can log an expense without opening the app.

Bank statement import

CSV and Excel imports with duplicate detection, smart merchant matching, and optional AI categorization.

AI receipt scanning SUBSCRIBER

Snap a receipt and the AI fills in merchant, date, amount — even category splits, line by line.

Bill reminders

Due-date notifications with custom lead time and per-bill control — the bill-payer gets the alert, not the whole family.

Savings goals & amortization

Save ahead for planned purchases, or spread a surprise expense over months — your daily number stays honest either way.

Cash flow simulation

An interactive 18-month projection that shows when money gets tight — before it does.

BudgeTrak SYNC SUBSCRIBER

One budget, up to five devices, real time — with end-to-end encryption and per-member attribution.

Guided tour

See it in action

A two-minute walkthrough of the screens you'll use every day. Press play — or tap any step.

BudgeTrak app screen

BudgeTrak SYNC

Budget together, privately

Most shared-budget apps put your family's finances on someone else's dashboard. SYNC shares one budget across up to five devices — encrypted end-to-end, so only your household can read it.

  • Real-time across devicesA purchase logged on one phone updates everyone's available cash in seconds.
  • Encryption our servers can't breakEvery field is encrypted on your phone before upload. The cloud only ever relays ciphertext.
  • Who spent whatPer-member attribution and presence indicators keep the whole household on the same page.
  • One admin, zero chaosOne device administers shared settings; the rest follow automatically. Joining is free for everyone.
BudgeTrak SYNC screen with device roster
Pricing

Honest pricing. No paywall on the basics.

The core budgeting engine is free forever — no trial clock, no account. Upgrade once for power features, or subscribe for SYNC and AI scanning.

Free

$0
forever, no account
  • Full budget engine & tracking
  • Home-screen widget (1 entry/day)
  • Recurring bills, savings goals, calendar
  • Join a SYNC group
  • — Ad-supported
Start free
Best value

Paid

$9.99* one time — yours forever
  • Everything in Free, ad-free
  • CSV / Excel import & export, PDF reports
  • Receipt photos & PDFs (5 per transaction)
  • AI CSV categorization
  • Bill due-date notifications
  • Cash flow simulation & unlimited widget
Upgrade once

Subscriber

$4.99* / month
  • Everything in Paid
  • Create & admin SYNC groups (5 devices)
  • AI receipt scanning
  • Highest AI help-chat limits
Go Subscriber

Compare: YNAB $14.99/mo · Goodbudget $10/mo · EveryDollar $17.99/mo. BudgeTrak's one-time upgrade costs less than a single month of any of them.

FAQ

Questions, answered

Anything else? Ask the assistant in the corner — it knows the app inside out.

Still deciding? Just ask.

Our AI assistant answers questions about features, pricing, and privacy — trained on the same knowledge base that powers in-app help.

Your money. Your data. Your control.

Free to start. Set up in minutes. Available for Android — iOS coming soon.

Get it on Google Play BudgeTrak is developed and published by Tech Advantage LLC.